Articles
Tips and guidance on claim forms, traffic accidents and insurance
Side 8
Who should report car damage?
🚗 Who should really report car damage – the driver or the car owner?
📝 The basic rule: Always report to your own insurance company.
🤝 Two parties? Fill out the damage report together and ensure signatures from both.
🕵️ Theft/vandalism/unknown perpetrator: You often need to report to the police too.
📸 Pictures, witnesses, and sketches could determine the case.
Who should report car damage?
Have you collided? Here's what you need to do
🚗💥 Collided? Here is the checklist that makes settlement easier.
📸 Photos, witnesses, and sketches: this is what you should always secure at the scene.
🧾 Fill out the damage report together – one common version leads to fewer conflicts.
👮 When should you call the police, and what should you inform them about?
Have you collided? Here's what you need to do
This is what you should do in case of traffic accidents
🚗💥 First minutes after an accident: this is how to secure the scene and avoid further collisions.
📞 Which number do you call – 113, 112, or 110 – and when?
📸 This is what you must document (photos, witnesses, and notes) to ensure a tidy insurance case.
📝 Accident report without hassle: common mistakes – and how to avoid them.
📲 Shared accident report and digital signing ensures that both parties have the same version.
This is what you should do in case of traffic accidents
I crashed the car, what do I do now
🚗💥 First: secure the scene with hazard lights, triangle, and check on the injured.
📸 Take the right photos and write down the incident before the details fade away.
📝 Fill out the accident report together with the other party to avoid two versions.
📞 When should you call the police – and what does the insurance expect?
I crashed the car, what do I do now
Filling out a claim form: what to include to be understood
📝 The claim form should make an accident "visible" to someone who wasn't there.
🗺️ A clear sketch with arrows, fields, and impact point prevents misunderstandings.
📸 Pictures of both the overview and details can be decisive in case of disagreement.
👥 Witnesses and contact information should be noted before everyone leaves the scene.
✅ Read through before you sign – the signature confirms the content.
Filling out a claim form: what to include to be understood
Traffic Accident Checklist You Follow Before You Drive On
🚗 Before you drive on: secure the scene, check for injuries, and get an overview.
📸 Documentation that actually counts: pictures, witnesses, and a simple sketch.
📝 Damage report without argument: fill it out together and agree on the facts.
🛠️ Is the car safe to drive? Check wheels, lights, fluids, and warning lights.