Articles

Tips and guidance on claim forms, traffic accidents and insurance

Side 3

Damage report and documentation after traffic accident

Damage to a borrowed car: who pays, and what do you write in the damage report?

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๐Ÿš— Borrowed car damaged? Insurance usually follows the car โ€“ but deductible and bonus can become a discussion.

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โœ๏ธ The damage report must be crystal clear on who drove, and what actually happened.

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๐Ÿ“ธ Photos, witnesses, and a clear sketch can be the difference between quick settlement and long processing time.

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๐Ÿงพ The checklist at the end helps you submit a complete case to the insurance company.

7 months ago

Damage to a borrowed car: who pays, and what do you write in the damage report?

Damage to a borrowed car: who pays, and what do you write in the damage report? Lending the car to a friend, neighbo...
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Rental car keys and contract

Rental car after damage: this is what you are entitled to in 2026

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๐Ÿš— Rental car after damage in 2026: When do you actually have a claim?

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๐Ÿงพ Liability, comprehensive insurance, and documentation determine if expenses are covered.

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โฑ๏ธ Clarify with the insurance company before you book โ€“ otherwise, you may be left with the bill.

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โœ๏ธ A signed damage report often leads to faster processing and quicker answers regarding a rental car.

7 months ago

Rental car after damage: this is what you are entitled to in 2026

Rental car after damage: this is what you are entitled to in 2026 When the car is damaged, it rarely concerns just de...
Av Skademeldinger
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Documents related to insurance claims

Can the insurance company require additional documentation?

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๐Ÿ“„ Yes, the company can ask for more โ€“ but only when it is relevant to the case.

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๐Ÿ“ท Photos, damage report and workshop estimates are among the most common requests.

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๐Ÿ‘ฎ In cases of theft and vandalism, a police report/report number may become necessary.

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โฑ๏ธ Neat submission early can save you many rounds back and forth.

7 months ago

Can the insurance company require additional documentation?

Can the insurance company require additional documentation? When you report damage โ€“ whether it concerns car, home or...
Av Skademeldinger
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Digital signing and insurance claims

What happens after you submit a digital damage report?

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โœ… The damage report gets a case number โ€“ and the processing starts.

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๐Ÿ“ธ Pictures and clear explanations can cut a lot of waiting time.

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๐Ÿ› ๏ธ Workshop, appraisal, and rental car: this is how it is practically managed.

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๐Ÿ’ณ Settlement often means deductible โ€“ and sometimes bonus change.

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7 months ago

What happens after you submit a digital damage report?

What happens after you submit a digital damage report? Filling out and sending a digital damage report is often the m...
Av Skademeldinger
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Two cars in a parking situation

Who is at fault when both reverse?

2

๐Ÿš—๐Ÿ’ฅ Both are reversing and crashing: shared fault is common โ€“ but not always.

3

๐Ÿ“ธ Sketch + pictures of position and point of impact can be what determines liability distribution.

4

๐Ÿงพ A joint damage report with the same description of events reduces "word against word".

5

๐Ÿ‘ฎ Contact the police in case of personal injury, suspicion of intoxication, or if someone flees.

7 months ago

Who is at fault when both reverse?

Who is at fault when both reverse? When both reverse and thereโ€™s a crash in a tight parking lot or driveway, it is of...
Av Skademeldinger
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Digital signing

Can the insurance company deny the claim?

2

๐Ÿš— Denial of damage? It happens more often than you think โ€“ but often there is an explanation in the terms.

3

๐Ÿ“ธ Good documentation (pictures, witnesses, timeline) is the simplest approach to avoid a stoppage in the case.

4

โœ๏ธ Different versions from the parties create doubt โ€“ a common damage report makes the assessment easier.

5

๐Ÿงพ If you get a denial: ask for a written explanation and point out the terms before you complain.

7 months ago

Can the insurance company deny the claim?

Can the insurance company deny the claim? Few things feel more frustrating than reporting a claim โ€“ and being informe...
Av Skademeldinger
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