Accident report

🚗 Denial of damage? It happens more often than you think – but often there is an explanation in the terms.

📸 Good documentation (pictures, witnesses, timeline) is the simplest approach to avoid a stoppage in the case.

✍️ Different versions from the parties create doubt – a common damage report makes the assessment easier.

🧾 If you get a denial: ask for a written explanation and point out the terms before you complain.

💡 Minor damage? Calculate deductible + possible premium increase before reporting.

⚠️ Damage to the other party should normally always be handled via liability – private settlement can become expensive.

📸 Document everything: pictures, witnesses, and a clear damage report can save you later.

✍️ Fill out the damage report together and sign digitally – then you have one shared version.

🚗 Rear-end collision in traffic: the main rule is simple, but exceptions can be costly.

🧾 Chain collision? Order and evidence often determine who pays what.

📸 Pictures, witnesses, and a clear sketch can save you from lengthy insurance disputes.

✍️ Fill out the damage report while everything is fresh – that's where most disputes are won or lost.

🚗 Sideswipe in a lane change? The main rule is that the one changing lanes must be absolutely sure before merging.

🔍 Small details matter: impact point, road markings, witnesses, and whether both changed lanes simultaneously.

📸 Document wisely at the scene: pictures of position in lane, close-ups of damage, and note witnesses.

✍️ Disagree? Write down the facts and each party's explanation – no arguing at the scene, let the insurance assess.

🚗 Not reported damage? It can be more expensive than you think – especially if the documentation becomes weak.

🧾 Late reporting can lead to more disputes and in the worst case, reduced compensation because evidence disappears.

⚖️ The other party can report first: Then "word against word" can tip the case in the wrong direction.

📸 Pictures, sketch, and a joint description from the scene make the settlement much easier.

✍️ Fill it out together and sign digitally, so you have one common damage report ready for the insurance company.

🚗 Accident on vacation? Here’s what to do in the first 10 minutes.

📸 Documentation that actually helps: photos, witnesses, and correct information.

📝 Fill out the accident report together with the other party – before you drive away separately.

📞 Roadside assistance, workshop, and rental car: what should you clarify with insurance first?