Side 5
Does an accident affect my bonus?
🚗 Bonus loss is primarily about liability – not just that there was damage.
🧾 Good documentation can prevent shared fault and thus save your bonus.
🛡️ Bonus protection can help but always comes with conditions and exceptions.
✍️ Fill out the accident report together and sign digitally to reduce disputes afterward.
Does an accident affect my bonus?
Who is responsible when backing up in a parking lot?
🚗💥 When you back up, you often have an extra responsibility – but not always.
🅿️ When both are in motion in a parking lot, many cases end with shared blame.
📸 Pictures, sketches, and witnesses may determine the conclusion the insurance company reaches.
✍️ Fill out the damage report together right then and there, so you avoid two different versions later on.
Who is responsible when backing up in a parking lot?
Who is at fault in a rear-end collision?
🚗💥 Rear-end collision: the main rule is simple – but the exceptions surprise many.
📸 This is how to document correctly at the scene (pictures, sketches, and witnesses) to avoid he-said-she-said.
⚖️ Sudden braking, lane change, or reversing? This is what the insurance company looks for when assessing fault.
🧾 Bonus, deductible, and coverage: what liability means in practice (and why terms vary).
Who is at fault in a rear-end collision?
Download the accident report form as a pdf (free)
📄 Accident report form as pdf is smart to have in the car – but remember that the content must be complete and readable.
🖊️ Fill out together with the other party, take pictures, draw a sketch, and note witnesses to avoid word-against-word.
🚓 In case of personal injury, disagreement, or suspicion of intoxication: follow the police’s advice on when to contact them.
✅ Digital filling and signing can save time and provide one common version that is ready for the insurance company.
Download the accident report form as a pdf (free)
Should I call the police for minor accidents?
🚓 Not all minor accidents require the police – but some do.
📸 Pictures, witnesses, and a good sketch can save you a lot of time later.
🧾 Fill out the accident report together while everything is fresh – it leads to fewer disagreements.
⚠️ Personal injury, intoxication, or conflict? You should contact the police then.
Should I call the police for minor accidents?
What if the other party won’t cooperate?
🚗 The other party refuses to fill out a damage report? You can still report the case.
📸 Pictures, witnesses, and registration numbers are often what decides when you disagree.
☎️ In cases of threats, intoxication, or “taking off”: contact the police and document everything.
✍️ With Skademeldinger.no, you can gather info and get digital signing if the other party changes their mind.